Loan and Deposit Rates Medical Community Credit Union

ALL rates listed are with
AUTOMATIC PAYMENT
(Direct Deposit, Payroll deduction,
ACH, Checking Transfer)

Add .25% to the loan rate if repayment
is not an Automatic Payment

Rates quoted begin at or as low as:

Share Rates

0.49% 0.50% APY 6 months

0.74% 0.75% APY 12 months

0.84% 0.85% APY 18 months

0.99% 1.00% APY 24 months

1.24% 1.25% APY 36 months

Effective 3/23/11

Personal Loans

8.9% APR up to 36 months

(APR) Annual Percentage Rate

Final Rate based on credit history

$2,500 or 10% of gross annual income not to exceed $5,000

Share Secured Loans

4.49% APR 36 months

(APR) Annual Percentage Rate

Vehicle Loans

24 months 3.50% to 14.50% 36 months 3.75% to 14.75% 48 months 4.00% to 15.00%

(APR) Annual Percentage Rate

72 months: minimum loan $25,000

60 months: minimum loan $15,000

48 months: minimum loan $10,000

Home Equity

5.50% APR 60 months

5.75% APR 84 months

6.25% APR 120 months

Min. $3,500 Max. $50,000

95% of current property value per tax statement or 90% or certified appraised value

Home Improvement

6.50% APR 60 months

6.75% APR 84 months

Min. $3,500 Max. $50,000

90% of property value per tax statement

(APY is defined as Annual Percentage Yield.)
(APR: Annual Percentage Rate)

(All rates are subject to change without prior notice. These rates replace previously psoted rates.)

Loan Application